The Little Black Book of Common Cents

Money management is an important part of life. Saying that money makes the world go around is an amusing overstatement, but there’s some truth to it! In order to get the things that you want in life, you need money. Knowing how to handle your finances will make it much easier, while also leading to a more comfortable lifestyle. Effectively managing your money is all about gaining the necessary skills, implementing the strategies, and exercising self-control. It may seem intimidating at first, but once you get into the habit of saving, making, and managing your money, you’ll enjoy the freedom from fear, stress, and worry! In the Little Black Book of Common Cents, we’ll go over several key areas including but not limited to:

•Creating and staying with a budget
•Cutting expenses without sacrificing your lifestyle
•Saving money every day
•Getting out of debt
•Boosting your income
•Refinancing your mortgage
•How to boost your credit score
•Protecting your identity

Take time at the end of each chapter to reflect and implement the steps. After all, your financial success is up to you!

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Respected by colleagues as an effective problem solver, Te-erra offers years of experience as a successful entrepreneur, leader, and financial professional. In her newly released series, “Money Mindset,” Te-erra shares a unique and valuable perspective about the relationship individuals have with money and how their views effect their “Bottom Line.” She shares practical recommendations of what everyone should do to change their relationship with money. Te-erra is also the author of, “The Little Black Book of Common Cents” and “Love & Finance.” All of her literature is based off experiences she’s gone through and how she overcame. Te-erra is actively engaged in personal growth and development while continuously sharing her progress year after year. In addition to her unwavering faith, Te-erra attributes much of her success to the training and development she received while attending Sojourner Douglass College.

As Brand Ambassador of Women, Wine & Business, and Thee Financial Coach all under Thee Insurance Lady, LLC, Te-erra’s personal mission is to educate and inspire each person one by one with literature, coaching, and seminars as she leads and impacts social change.